HEALTH INSURANCE
Health Insurance policy cover hospitalisation expenses on account of an illnesses or injuries. A comprehensive health insurance covers the cost of hospitalisation, day-care procedures, medical care at home (domiciliary hospitalisation), ambulance charges etc. The expenses are paid directly to the healthcare provider or reimbursed. The Income Tax Act of India allows tax benefit u/s 80D for premiums paid for health insurance plans.
- PERSONAL ACCIDENT INSURANCE
- TRAVEL INSURANCE
- TOPUP PLAN
- GROUP HEALTH INSURANCE
- CRITICAL ILLNESS
Kinds of Health Insurance
Individual Health Insurance Policy, Family Health insurance plans, Critical Illness insurance Plans, Personal Accident Insurance Plans, Senior Citizen Health insurance Plans, Top up Health Insurance Plans, Group Health insurance Plans, Global Insurance
MUTUAL FUNDS
We help our clients to invest in mutual fund schemes from more than 40 fund houses. We match mutual fund schemes with customer's life time goals & ambitions.
Risk Mitigation
Identifying the gaps and overlaps in your insurance planning, assessing the needs and representing you in getting the quotes, comparing the benefits, helping onboard the company & Product of your preference and helping you in your claims processing.
Tax Planning
Helping you understand the taxation impact of each of your preference, choose the most suitable tax efficient products, ensuring compliance even while maximizing your returns.
TERM INSURANCE
Term insurance is a pure protection plan and the premiums for term insurance are lower when compared to other life insurance products. The premiums are also more affordable if bought early in life. Some term plans also give you the option to add riders, like critical illness coverage (providing a lump sum for the treatment of specified critical ailments) and accidental death benefit+ (paid over and above the sum assured in the unfortunate event of death due to an accident). These riders can provide you and your family with an extra layer of protection at a nominal increase in the premium.
TRAVEL INSURANCE
Travel insurance covers expenses and losses associated with travel. It is a protection for those traveling domestically or abroad. This type of insurance covers a variety of events that may cause financial loss before or during on account of trips. This policy covers trip cancellations, medical emergencies, flight delays, delay in checked in baggage, loss of baggage, loss of passport, etc. In some countries and for certain categories of travel, it is mandatory to have travel insurance.
Clauses Protected Under Travel Insurance
- Trip interruptions, Flight delays etc.
- Loss / Damage of checked-in baggage and delays
- Medical Emergencies
- Hospital Cash Allowance
- Trip cancellation
- Accidental death
- Theft
- Hijack distress allowance
- Financial Emergency assistance
- Loss of Passport
Why do You Need Travel Insurance?
Suppose you are on a travel trip and something goes wrong such as loss of baggage, trip delay and other incidental expenses, travel insurance may come in handy to cover against such events. Our aim is to ensure our customers, a stress-free travel. Considering various factors - business travel, studies, employment, pleasure trip and medical reasons, at Investment solutions, we provide suitable travel insurance plans based on the individual / corporate's requirements.
VEHICLE INSURANCE
MOTOR INSURANCE
In India, as per the law, it is mandatory to insure motor vehicles. A comprehensive Vehicle Insurance policy provides coverage not only for the losses or damages to the insured vehicle (Own damage) but also against third-party legal liabilities.
Motor insurance plans cover the policyholders in case of financial losses resulting from:
- Accidents
- Theft
- Natural disasters
- Fire Damage
- Riots & Malicious Damage
- Third party damage or bodily injury
- Liability to paid driver
Investment Solutions